Layer order (bottom to top):
00  background
01  paper-band
02  photo-1
03  photo-2
04  photo-3
05  title
06  journaling
07  element-spot

All layers are 3600 x 3600 px (12 x 12 in at 300 dpi) and line up when stacked at the top left corner.
Gray boxes named photo are photo spots, paper and mat are paper spots, journal is for text.
